The Agency

The Robert G. Wheeler Agency, established in 1981, has been offering life, health, disability, and long term care coverage to our clients for over 35 years.
The Agency specializes in retirement, estate planning, and group and individual coverage for every client need. With multiple insurance carrier affiliations, the Agency has the ability to design the best program for every situation. Clients are always offered a choice, and never limited to only one option or carrier.

The primary goal of the Agency is to guild long lasting relationships based on
our ability to deliver what we promise. Our client’s interests are primary, and our commitment to foster an atmosphere of mutual trust is paramount.
Honesty and Integrity are the qualities that have built our client relationships, and we will always place our client’s interests ahead of our own.

Products and Services Products
• Life Insurance (Individual & Group)
• Annuities
• Disability Income (Individual and Group/Long and Short Term)
• Long Term Care Insurance

Services
• IRAs (Traditional, Roth, SIMPLE/Rollovers and Transfers)
• 401(k) Plans
• Defined Benefit and Defined Contribution Plans
• SEP Plans
• Pension and/or Profit Sharing Plans
• HR-10 Plans
• 403(b) Plans
• Expert Witness Services for Life Insurance

Code of Ethics
The corporation’s Code of Ethics is based upon the guiding principle that the
interest of the clients is our top priority. All corporation employees and principals have a fiduciary duty to our clients and must perform to maintain their complete trust and confidence. The Agency considers this Code to be a living document which exists to ensure our client’s interests are continually protected. We review this Code annually and update it to keep current with any changes in the industry.

Privacy Policy
The corporation collects nonpublic information about clients and consumers.
We will not share nonpublic information about clients and consumers with third parties not affiliated with the corporation, except as noted below:
1. To complete transactions or account changes, as directed by the client
2. To maintain or service a clients account
3. If requested by the client
4. With contracted service providers of administrative functions for
the Agency
5. If the Agency is required by law or regulatory authorities with jurisdiction
over the firm

What is a CLU?
CLU stands for Chartered Life Underwriter, and it is the oldest most-respected
designation in the financial services arena. It is awarded by the American College,
a 90-year-old, fully accredited institution for professional studies in life insurance
and related financial sciences. The CLU designation is only awarded after the
successful completion of a ten-course program of studies and examinations, and
satisfaction of rigid ethical and experience requirements.

What is a ChFC?
ChFC stands for Chartered Financial Consultant. The ChFC professional has
taken an eight-course curriculum resulting in the most comprehensive financial planning designation available today. All courses preparing for CFP Certification are included plus specialized knowledge in such subjects as the financial system in the economy, financial planning applications, practical estate planning, and additional study concerning pre and post-retirement issues.

Concept to Reality
Where do we go from here? How much do we need to retire in comfort? How
soon can we retire? How can we be sure not to out-live our accumulated assets? How can we be sure our family is taken care of if we not here to see to it? Are we on the right track with our savings and investment dollars?

Have you ever asked yourself any of these questions? If so, that’s where we can
help. Taking an objective look at your situation is often hard to do without some outside assistance. Most financial institutions today offer a wide range of products, but few actually help you work through the concepts of how to answer these tough questions. The reality is that most people have never been taught to control their own money. Instead, they have been taught to let the financial institutions control it for them. Our goal is to help answer the tough financial questions that are important to you, and by doing so, seek to put you in control of your own financial future. Successful accumulation, protection, and distribution of your assets does not happen by chance. As independent financial professionals, we are not tied to any one company or financial product, so together, we can select the best product(s) that will both keep you in control, and allow you to reach your objectives. Allow us to go to work for you today.